INOVASI SISTEM KEUANGAN GLOBAL MELALUI CRIPTOCURENCY DAN BLOCKCHAIN DALAM ANALISIS MULTI-LEVEL PERSPECTIVE
Keywords:
Cryptocurrency, Blockchain, Multilevel Perspective, Sistem Keuangan, Desentralisasi.Abstract
Artikel ini membahas mengenai inovasi sistem keuangan digital berbasis blockchain. Melalui analisis Multilevel Perspective penelitian ini bertujuan untuk mengidentifikasi fase transisi inovasi blockchain, serta bagaimana tingkat landscape mempengaruhi sehingga menimbulkan dinamika di tingkat rezim. Data dikumpulkan dari berbagai sumber literatur ilmiah yang relevan, termasuk jurnal akademik, laporan institusi keuangan internasional, serta publikasi teknis mengenai blockchain dan cryptocurrency. Hasil penelitian ini adalah cryptocurrency dan blockchain berpotensi menggantikan sistem keuangan konvensional. Berbagai landscape mempengaruhi dinamika terbukanya peluang pergantian rezim kekuasaan sistem keuangan global dari rezim perbankan dan pemerintahan menjadi milik rezim teknologi melalui agenda era 6.0. Analisis MLP juga menunjukan bahwa cryptocurrency bukan hanya sebagai sistem keuangan digital namun sebagai teknologi masa depan berbasis blockchain. Islam secara global diharapkan melihat peluang teknologi blockchain dengan pengintegrasian emas didalamnya. Diperlukan lembaga riset spesifik di bidang teknologi sehingga dapat mempersiapkan generasi Islam yang menguasai masa depan.
Downloads
References
1. Alazab, M., & Alhyari, S. (2024). Industry 4.0 Innovation: A Systematic Literature Review on the Role of Blockchain Technology in Creating Smart and Sustainable Manufacturing Facilities. Salah. https://www.mdpi.com/2078-2489/15/2/78
2. BBC. (2021). Bitcoin: Ditolak Bank Dunia, dapatkah El Salvador jadi negara pertama yang resmi pakai mata uang digital? - BBC News Indonesia. https://www.bbc.com/indonesia/dunia-57507612?utm_source=chatgpt.com
3. Buterin, V. (2015). A next-generation smart contract and decentralized application platform, 2013. Ethereum White Papaer, Available from: Https://Www. Ethereum. Org/(Accessed Aug. 19, 2019).
4. CNN. (2021). Beeple breaks record: First NFT artwork at auction sells for staggering $69 million | CNN. https://edition.cnn.com/style/article/beeple-first-nft-artwork-at-auction-sale-buyer-intl-scli/index.html?utm_source=chatgpt.com
5. Deny, S. (2025, January 23). Stablecoin Berbasis Emas Pertama di Indonesia Resmi Meluncur. liputan6.com. https://www.liputan6.com/crypto/read/5893271/stablecoin-berbasis-emas-pertama-di-indonesia-resmi-meluncur
6. Effendi, & Hannany, Z. (2025). Bitcoin lampaui Google, masuk liga aset dunia terbesar 2025. idnfinancials.com. https://www.idnfinancials.com/id/news/54831/bitcoin-lampaui-google-masuk-liga-aset-dunia-terbesar-2025
7. Geels, F. (2005). Technological Transitions and System Innovations: A Co-Evolutionary and Socio-Technical Analysis | Request PDF. ResearchGate. https://www.researchgate.net/publication/286030148_Technological_Transitions_and_System_Innovations_A_Co-evolutionary_and_Socio-technical_Analysis
8. Gogol, K., Killer, C., Schlosser, M., Bocek, T., Stiller, B., & Tessone, C. (2024, April 17). SoK: Decentralized Finance (DeFi) -- Fundamentals, Taxonomy and Risks. arXiv.Org. https://arxiv.org/abs/2404.11281v1
9. HKMA. (2024). Hong Kong Monetary Authority—Expanding the cross-boundary e-CNY pilot in Hong Kong. Hong Kong Monetary Authority. //www.hkma.gov.hk/eng/news-and-media/press-releases/2024/05/20240517-3/
10. Javidipour, T. (2024). Opportunities and Challenges in the Transition to Autonomous and Adaptive Enterprises in the Era of Industry 6.0 | Journal of Business and Future Economy. https://journals.iau.ae/index.php/JBFE/article/view/18?utm_source=chatgpt.com
11. Kaloudis, G. (2023). Celebrating Bitcoin Pizza Day: The Time a Bitcoin User Bought 2 Pizzas for 10,000 BTC. https://www.coindesk.com/opinion/2023/05/22/celebrating-bitcoin-pizza-day-the-time-a-bitcoin-user-bought-2-pizzas-for-10000-btc?utm_source=chatgpt.com
12. Mor, F. (2018). Bank rescues of 2007-09: Outcomes and cost.
13. Nakamoto, S. (2009). Bitcoin: A Peer-to-Peer Electronic Cash System.
14. Nurdiansyah, I., & Ibrahim, H. Z. (2025). Bitcoin sebagai Instrumen Investasi dalam Perspektif Keuangan Islam. 52.
15. Olive, A. (2020). The Conceptual Schema of Ethereum and of the ERC–20 Token Standard. Department of Service and Information System Engineering Universitat Politècnica de Catalunya – Barcelona Tech, Barcelona, Catalonia.
16. Ruby, D. (2024, December 24). 33 Generative AI Statistics 2025 (Market Size and Adoption). DemandSage. https://www.demandsage.com/generative-ai-statistics/
17. Salleh, A. D., & Rani, M. A. H. C. (2024). Bitcoin: Digital Currency Analysis Based on Siyasah Shariyyah. International Journal of Academic Research in Business and Social Sciences, 14(11), 1871–1879.
18. Siegel, D. (2023). Understanding The DAO Attack. https://www.coindesk.com/learn/understanding-the-dao-attack?utm_source=chatgpt.com
19. Silva, E. J. L. A. da, Araújo, C. S. de, Junior, J. M. da S., Gomes, R. J. R., Carvalho, L. R., Rodriguez, L. C., & Pinheiro, C. L. (2024). Development of cryptogames with Unity on an Ethereum Blockchain Test Network: Case Study and Challenges. Journal on Interactive Systems, 15(1), Article 1. https://doi.org/10.5753/jis.2024.4188
20. Soana, G., & de Arruda, T. (2024). Central Bank Digital Currencies and financial integrity: Finding a new trade-off between privacy and traceability within a changing financial architecture. Journal of Banking Regulation, 25(4), 467–486. https://doi.org/10.1057/s41261-024-00241-2
21. Suprayitno, D., Sari, A. L., Judijanto, L., & Amalia, D. (2024). Blockchain And Cryptocurrency: Revolutionizing Digital Payment Systems And Their Implications On The Digital Economy.
22. TEMPO. (2023, January 2). Kilas Balik Kisah Viral Ghozali Everyday, Hasilkan Rp 1,5 Miliar dari Unggahan Swafoto NFT | tempo.co. Tempo. https://www.tempo.co/hiburan/kilas-balik-kisah-viral-ghozali-everyday-hasilkan-rp-1-5-miliar-dari-unggahan-swafoto-nft-233793
23. View, T. (2025). Bitcoin Price Analysis: Failure to Reclaim These Levels Can Result in a Sub-$100K Correction. Trading View. https://www.tradingview.com/news/cryptopotato:3e32e8221094b:0-bitcoin-price-analysis-failure-to-reclaim-these-levels-can-result-in-a-sub-100k-correction/
24. Xie, R. (2019). Why China had to “Ban” Cryptocurrency but the U.S. did not: A Comparative Analysis of Regulations on Crypto-Markets Between the U.S. and China. Washington University Global Studies Law Review, 18(2), Article 2. https://journals.library.wustl.edu/globalstudies/article/id/590/
